Personal Insurances Administration Fees
Standard Motor Insurance : Up to €75 or 5% or the premium, whichever is the higher
Non-Motor Policies (e.g. Household, Caravan, Boat) : Up to €50 or 5% whichever is the higher
Mid-Term Adjustment/Cancellation – Motor Policies : Up to €35 or 5% whichever is higher
Mid-Term Adjustment/Cancellation – Non-Motor Policies : Up to €25 or 5% whichever is higher
Administration Charge : €25
This will be charged for temporary adjustment certificates, duplicate certificate, insurance disc or no claims bonus, duplicate household policy documentation or any documentation relating to lapsed or cancelled policies.
Business Insurances Client Services Fee Including Motor
A Client Services Fee of up to 20% of the premium inclusive of government levy applies and €150 or 7.5% whichever is higher for Mid-Term Amendment/Cancellations.
Premium Finance Fees
Where premium instalment arrangements have been agreed with Pat Britton & Co Ltd, the details of the applicable charges will be outlined to you in advance.
As a Credit Intermediary we may assist you with arranging finance with a third party financial institution. Where this occurs, a fee of 2% of the premium financed applies which is included in the interest rate outlined on your loan agreement.
Should a particular project or circumstance require us to charge any additional fees, they will be specifically advised to you in advance. The calculation of such charges will be based on various factors such as, though not limited to, the complexity of matters under consideration, any commission payable (including none) by Insurers, time spent, qualification levels and numbers of personnel involved.
On settlement of your account, we will forward to you all documents showing ownership of your policy i.e. Motor Certificate & Disc and Policy Schedules. Where a series of transactions are involved, we will normally hold each document until the series is complete and then forward them to you.
Please note all Fees outlined above are non-refundable